Chicago, Illinois · Peer group 2
CTA-74TH Street Depot Credit Union
CTA-74TH Street Depot Credit Union holds $8.4M in assets across 807 members as of Q1 2026 — about $10K of assets per member, on a charter dating to 1939. Charter number 2498, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $8.4M |
|---|---|
| Total loans | $2.9M |
| Total shares (deposits) | $7.0M |
| Net worth | $1.4M |
| Members | 807 |
| Assets per member | $10K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -7.5% | |
|---|---|---|
| Loans | -22.0% | lower than 91% of its peer group |
| Deposits | -7.9% | around the 18th percentile of its peer group |
| Members | 9.3% | higher than 97% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 42.0% | around the 25th percentile of its peer group |
|---|---|---|
| Net worth ratio | 17.0% | around the 51st percentile of its peer group |
| Return on assets | -0.58% | around the 18th percentile of its peer group |
| Delinquency ratio | 5.80% | higher than 94% of its peer group |
| Cash / assets | 9.6% | around the 26th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is CTA-74TH Street Depot Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Illinois — the comparison set a peer ratio is measured against.
- Joliet Firefighters Credit Union
Joliet, IL
$8.2M · 582 members
- Pontiac Dwight Prison Employs Credit Union
PONTIAC, IL
$8.1M · 923 members
- Burlington Northern Santa Fe Railwy Credit Union
Cicero, IL
$8.1M · 1,628 members
- Metropolitan "l" Credit Union
Oak Park, IL
$9.4M · 1,097 members
- Chicago Area Office Credit Union
Chicago, IL
$9.5M · 1,254 members
- Funeral Service Credit Union
Springfield, IL
$9.8M · 679 members
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