Springfield, Illinois · Peer group 5
Illinois Educators Credit Union
Illinois Educators Credit Union holds $121.4M in assets across 10,152 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1938. Charter number 65305, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $121.4M |
|---|---|
| Total loans | $95.9M |
| Total shares (deposits) | $103.3M |
| Net worth | $12.6M |
| Members | 10,152 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 14.9% | |
|---|---|---|
| Loans | 27.9% | higher than 99% of its peer group |
| Deposits | 10.7% | higher than 94% of its peer group |
| Members | 9.7% | higher than 98% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 92.9% | higher than 94% of its peer group |
|---|---|---|
| Net worth ratio | 10.4% | around the 33rd percentile of its peer group |
| Return on assets | -0.07% | lower than 93% of its peer group |
| Delinquency ratio | 0.67% | around the 55th percentile of its peer group |
| Cash / assets | 2.4% | lower than 97% of its peer group |
| Borrowings / assets | 3.9% | higher than 92% of its peer group |
What this page does not show
Everything above is Illinois Educators Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Illinois — the comparison set a peer ratio is measured against.
- Landmark Credit Union
Danville, IL
$122.5M · 9,610 members
- Central Credit Union of Illinois
Bellwood, IL
$123.4M · 10,167 members
- Commonwealth Credit Union
Bourbonnais, IL
$123.4M · 9,691 members
- A.A.E.C. Credit Union
Arlington Heigh, IL
$118.6M · 4,513 members
- Illinois State Police Credit Union
Springfield, IL
$127.1M · 6,019 members
- Members "first" Community Credit Union
Quincy, IL
$111.3M · 7,470 members
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