Peru, Illinois · Peer group 3
Illinois Valley Credit Union
Illinois Valley Credit Union holds $37.5M in assets across 4,213 members as of Q1 2026 — about $9K of assets per member, on a charter dating to 1955. Charter number 62121, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $37.5M |
|---|---|
| Total loans | $27.3M |
| Total shares (deposits) | $33.7M |
| Net worth | $3.7M |
| Members | 4,213 |
| Assets per member | $9K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.8% | |
|---|---|---|
| Loans | 1.3% | around the 68th percentile of its peer group |
| Deposits | -0.1% | around the 40th percentile of its peer group |
| Members | 1.2% | around the 79th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 81.2% | around the 85th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.9% | around the 18th percentile of its peer group |
| Return on assets | -3.59% | lower than 99% of its peer group |
| Delinquency ratio | 1.53% | around the 78th percentile of its peer group |
| Cash / assets | 21.0% | around the 85th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Illinois Valley Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Illinois — the comparison set a peer ratio is measured against.
- Mwrd Employees Credit Union
CHICAGO, IL
$37.9M · 2,120 members
- Planites Credit Union
Chicago, IL
$39.4M · 3,910 members
- Elca Credit Union
Chicago, IL
$35.5M · 2,352 members
- Service Plus Credit Union
Moline, IL
$35.4M · 1,592 members
- Blackhawk Area Credit Union
Savanna, IL
$39.6M · 3,786 members
- Northwest Municipal Credit Union
Des Plaines, IL
$40.2M · 1,769 members
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