Aledo, Illinois · Peer group 2
Mercer Credit Union
Mercer Credit Union holds $2.6M in assets across 415 members as of Q1 2026 — about $6K of assets per member, on a charter dating to 1969. Charter number 65995, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $2.6M |
|---|---|
| Total loans | $1.7M |
| Total shares (deposits) | $2.2M |
| Net worth | $399K |
| Members | 415 |
| Assets per member | $6K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.4% | |
|---|---|---|
| Loans | -6.6% | around the 45th percentile of its peer group |
| Deposits | 2.7% | around the 72nd percentile of its peer group |
| Members | 1.2% | around the 80th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 74.8% | around the 67th percentile of its peer group |
|---|---|---|
| Net worth ratio | 15.1% | around the 40th percentile of its peer group |
| Return on assets | -1.10% | around the 12th percentile of its peer group |
| Delinquency ratio | 1.44% | around the 63rd percentile of its peer group |
| Cash / assets | 18.4% | around the 60th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Mercer Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Illinois — the comparison set a peer ratio is measured against.
- N.I.C.E. Credit Union
Geneva, IL
$2.6M · 352 members
- Aurora Firefighters' Credit Union
Aurora, IL
$2.8M · 445 members
- Williamson County Catholic Credit Union
Herrin, IL
$2.9M · 624 members
- B.E.A. Credit Union
Bethalto, IL
$2.3M · 423 members
- Quincy Postal Employees Credit Union
QUINCY, IL
$2.2M · 307 members
- Israel Methcomm Credit Union
Chicago, IL
$2.2M · 238 members
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