Dekalb, Illinois · Peer group 3
Northern Illinois Credit Union
Northern Illinois Credit Union holds $18.3M in assets across 2,187 members as of Q1 2026 — about $8K of assets per member, on a charter dating to 1958. Charter number 19708, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $18.3M |
|---|---|
| Total loans | $16.7M |
| Total shares (deposits) | $15.6M |
| Net worth | $2.5M |
| Members | 2,187 |
| Assets per member | $8K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.5% | |
|---|---|---|
| Loans | 10.0% | higher than 92% of its peer group |
| Deposits | 2.6% | around the 59th percentile of its peer group |
| Members | 0.5% | around the 72nd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 106.8% | higher than 99% of its peer group |
|---|---|---|
| Net worth ratio | 13.9% | around the 52nd percentile of its peer group |
| Return on assets | 1.48% | around the 85th percentile of its peer group |
| Delinquency ratio | 0.29% | around the 35th percentile of its peer group |
| Cash / assets | 3.4% | lower than 95% of its peer group |
| Borrowings / assets | 0.8% | higher than 98% of its peer group |
What this page does not show
Everything above is Northern Illinois Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Illinois — the comparison set a peer ratio is measured against.
- Dupage County Employees Credit Union
WHEATON, IL
$18.5M · 2,355 members
- Linxus Credit Union
MACHESNEY PARK, IL
$18.0M · 2,171 members
- Cbi Credit Union
PLAINFIELD, IL
$17.9M · 1,157 members
- 77th Street Depot Credit Union
Chicago, IL
$17.8M · 4,596 members
- Ambraw Credit Union
Lawrenceville, IL
$16.8M · 2,001 members
- Ottawa Hiway Credit Union
OTTAWA, IL
$15.9M · 1,197 members
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