Decatur, Illinois · Peer group 4
United Equity Credit Union
United Equity Credit Union holds $67.3M in assets across 5,870 members as of Q1 2026 — about $11K of assets per member. Charter number 81688, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $67.3M |
|---|---|
| Total loans | $38.9M |
| Total shares (deposits) | $55.0M |
| Net worth | $12.1M |
| Members | 5,870 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -6.0% | |
|---|---|---|
| Loans | -10.2% | lower than 92% of its peer group |
| Deposits | -8.8% | lower than 99% of its peer group |
| Members | -8.1% | lower than 94% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 70.8% | around the 69th percentile of its peer group |
|---|---|---|
| Net worth ratio | 18.0% | around the 85th percentile of its peer group |
| Return on assets | 1.77% | higher than 92% of its peer group |
| Delinquency ratio | 0.44% | around the 40th percentile of its peer group |
| Cash / assets | 10.8% | around the 54th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is United Equity Credit Union’s own reported position. A CUSignals subscription adds the layer on top of it: how likely it is to merge, with a calibrated one-year probability; how attractive it would be to an acquirer; a liquidity-stress score and funding-need flag; whether it buys or sells loan participations; and which platforms it runs. Each score shows the plain-English reason it moved and the weights that built it.
Similar credit unions
Closest in size within Illinois — the comparison set a peer ratio is measured against.
- Moline Municipal Credit Union
Moline, IL
$66.7M · 2,917 members
- Gale Credit Union
Galesburg, IL
$69.0M · 4,689 members
- Northwest Community Credit Union
MORTON GROVE, IL
$65.4M · 2,424 members
- Acme Continental Credit Union
Riverdale, IL
$61.0M · 4,853 members
- Education Personnel Credit Union
Danville, IL
$74.8M · 4,247 members
- New Century Credit Union
Joliet, IL
$59.1M · 4,530 members
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