Lawrenceburg, Indiana · Peer group 3
Community Spirit Credit Union
Community Spirit Credit Union holds $23.3M in assets across 2,049 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1937. Charter number 65493, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $23.3M |
|---|---|
| Total loans | $10.5M |
| Total shares (deposits) | $21.0M |
| Net worth | $2.2M |
| Members | 2,049 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 14.6% | |
|---|---|---|
| Loans | -5.4% | around the 33rd percentile of its peer group |
| Deposits | 16.3% | higher than 99% of its peer group |
| Members | -0.8% | around the 57th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 49.8% | around the 37th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.4% | around the 14th percentile of its peer group |
| Return on assets | 0.15% | around the 24th percentile of its peer group |
| Delinquency ratio | 2.72% | higher than 91% of its peer group |
| Cash / assets | 7.9% | around the 30th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Community Spirit Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Indiana — the comparison set a peer ratio is measured against.
- Martin County Cooperative Credit Union
loogootee, IN
$24.6M · 1,206 members
- Grand Heritage Credit Union
LAPORTE, IN
$21.8M · 2,013 members
- Fortress Credit Union
Marion, IN
$21.7M · 1,940 members
- Weatherhead C C Credit Union
Columbia City, IN
$25.1M · 2,088 members
- Diversified General Credit Union
Logansport, IN
$21.2M · 3,528 members
- Power One Credit Union
Fort Wayne, IN
$19.6M · 1,285 members
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