Kokomo, Indiana · Peer group 5
Financial Builders Credit Union
Financial Builders Credit Union holds $154.9M in assets across 10,144 members as of Q1 2026 — about $15K of assets per member, on a charter dating to 1964. Charter number 16213, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $154.9M |
|---|---|
| Total loans | $94.5M |
| Total shares (deposits) | $135.3M |
| Net worth | $18.6M |
| Members | 10,144 |
| Assets per member | $15K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.0% | |
|---|---|---|
| Loans | -1.3% | around the 29th percentile of its peer group |
| Deposits | -0.8% | around the 17th percentile of its peer group |
| Members | -2.2% | around the 27th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 69.9% | around the 46th percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.0% | around the 57th percentile of its peer group |
| Return on assets | 1.11% | around the 76th percentile of its peer group |
| Delinquency ratio | 0.78% | around the 64th percentile of its peer group |
| Cash / assets | 13.0% | around the 69th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Financial Builders Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Indiana — the comparison set a peer ratio is measured against.
- Natco Credit Union
RICHMOND, IN
$155.4M · 17,160 members
- Indiana State University Credit Union
Terre Haute, IN
$138.6M · 10,088 members
- Members Advantage Credit Union
MICHIGAN CITY, IN
$134.7M · 7,776 members
- Allegius Credit Union
Burns Harbor, IN
$179.5M · 11,180 members
- Diamond Valley Credit Union
Evansville, IN
$179.5M · 19,872 members
- Regional Credit Union
Winfield, IN
$184.3M · 26,768 members
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