Michigan City, Indiana · Peer group 5
First Trust Credit Union
First Trust Credit Union holds $192.6M in assets across 15,060 members as of Q1 2026 — about $13K of assets per member, on a charter dating to 1959. Charter number 68596, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $192.6M |
|---|---|
| Total loans | $51.7M |
| Total shares (deposits) | $167.0M |
| Net worth | $25.1M |
| Members | 15,060 |
| Assets per member | $13K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 5.5% | |
|---|---|---|
| Loans | 5.9% | around the 69th percentile of its peer group |
| Deposits | 4.3% | around the 60th percentile of its peer group |
| Members | 3.8% | around the 88th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 30.9% | lower than 98% of its peer group |
|---|---|---|
| Net worth ratio | 13.0% | around the 70th percentile of its peer group |
| Return on assets | 1.25% | around the 82nd percentile of its peer group |
| Delinquency ratio | 1.12% | around the 81st percentile of its peer group |
| Cash / assets | 7.1% | around the 25th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is First Trust Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Indiana — the comparison set a peer ratio is measured against.
- Regional Credit Union
Winfield, IN
$184.3M · 26,768 members
- Diamond Valley Credit Union
Evansville, IN
$179.5M · 19,872 members
- Allegius Credit Union
Burns Harbor, IN
$179.5M · 11,180 members
- Fire Police City County Credit Union
FORT WAYNE, IN
$209.4M · 11,247 members
- U S #1364 Credit Union
MERRILLVILLE, IN
$218.9M · 13,028 members
- Natco Credit Union
RICHMOND, IN
$155.4M · 17,160 members
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