Indianapolis, Indiana · Peer group 1
H a L E Credit Union
H a L E Credit Union holds $407K in assets across 192 members as of Q1 2026 — about $2K of assets per member, on a charter dating to 1956. Charter number 10778, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $407K |
|---|---|
| Total loans | $167K |
| Total shares (deposits) | $317K |
| Net worth | $90K |
| Members | 192 |
| Assets per member | $2K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -18.4% | |
|---|---|---|
| Loans | -31.3% | around the 11th percentile of its peer group |
| Deposits | -20.7% | lower than 93% of its peer group |
| Members | -31.2% | lower than 99% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 52.8% | around the 56th percentile of its peer group |
|---|---|---|
| Net worth ratio | 22.1% | around the 61st percentile of its peer group |
| Return on assets | -1.07% | around the 25th percentile of its peer group |
| Delinquency ratio | 0.00% | around the 20th percentile of its peer group |
| Cash / assets | 33.0% | around the 58th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is H a L E Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Indiana — the comparison set a peer ratio is measured against.
- Gary Municipal Employees Credit Union
Gary, IN
$544K · 135 members
- Battery Employees Credit Union
Attica, IN
$880K · 177 members
- Concora Wabash Credit Union
WABASH, IN
$1.1M · 250 members
- Richmond Light Employees Credit Union
Richmond, IN
$1.2M · 122 members
- Gary Police Department Employees Credit Union
GARY, IN
$1.2M · 101 members
- Hammond Firefighters Assn. Credit Union
Hammond, IN
$1.3M · 289 members
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