Newburgh, Indiana · Peer group 6
Heritage Credit Union
Heritage Credit Union holds $1.06B in assets across 64,342 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1965. Charter number 16626, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.06B |
|---|---|
| Total loans | $719.9M |
| Total shares (deposits) | $866.9M |
| Net worth | $124.8M |
| Members | 64,342 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.5% | |
|---|---|---|
| Loans | 2.6% | around the 38th percentile of its peer group |
| Deposits | 1.3% | around the 21st percentile of its peer group |
| Members | -1.8% | around the 20th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 83.0% | around the 45th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.8% | around the 69th percentile of its peer group |
| Return on assets | 0.83% | around the 61st percentile of its peer group |
| Delinquency ratio | 0.15% | lower than 95% of its peer group |
| Cash / assets | 8.6% | around the 52nd percentile of its peer group |
| Borrowings / assets | 7.1% | around the 84th percentile of its peer group |
What this page does not show
Everything above is Heritage Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Indiana — the comparison set a peer ratio is measured against.
- Midwest America Credit Union
Fort Wayne, IN
$995.0M · 51,712 members
- Financial Center First Credit Union
Indianapolis, IN
$952.6M · 56,289 members
- Hoosier Hills Credit Union
Bedford, IN
$931.0M · 39,692 members
- Crane Credit Union
ODON, IN
$1.19B · 67,762 members
- Communitywide Credit Union
South Bend, IN
$876.3M · 68,337 members
- Notre Dame Credit Union
Notre Dame, IN
$1.33B · 67,077 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Heritage Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.