Lafayette, Indiana · Peer group 5
Industrial Credit Union
Industrial Credit Union holds $355.6M in assets across 31,994 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1983. Charter number 24026, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $355.6M |
|---|---|
| Total loans | $243.3M |
| Total shares (deposits) | $321.0M |
| Net worth | $31.4M |
| Members | 31,994 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 8.2% | |
|---|---|---|
| Loans | 7.5% | around the 75th percentile of its peer group |
| Deposits | 7.9% | around the 85th percentile of its peer group |
| Members | 1.0% | around the 65th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 75.8% | around the 57th percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.8% | around the 12th percentile of its peer group |
| Return on assets | 1.15% | around the 78th percentile of its peer group |
| Delinquency ratio | 0.56% | around the 46th percentile of its peer group |
| Cash / assets | 14.4% | around the 77th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Industrial Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Indiana — the comparison set a peer ratio is measured against.
- Solidarity Community Credit Union
Kokomo, IN
$354.6M · 23,763 members
- Fort Financial Credit Union
Fort Wayne, IN
$398.4M · 23,413 members
- Encompass Credit Union
Tipton, IN
$265.3M · 16,200 members
- Primetrust Financial Credit Union
MUNCIE, IN
$265.2M · 18,575 members
- U S #1364 Credit Union
MERRILLVILLE, IN
$218.9M · 13,028 members
- Fire Police City County Credit Union
FORT WAYNE, IN
$209.4M · 11,247 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Industrial Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.