Merrillville, Indiana · Peer group 4
Members Source Credit Union
Members Source Credit Union holds $93.5M in assets across 6,006 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1935. Charter number 68562, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $93.5M |
|---|---|
| Total loans | $48.6M |
| Total shares (deposits) | $80.4M |
| Net worth | $12.6M |
| Members | 6,006 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.3% | |
|---|---|---|
| Loans | -0.3% | around the 49th percentile of its peer group |
| Deposits | -1.5% | around the 23rd percentile of its peer group |
| Members | -2.0% | around the 40th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 60.5% | around the 49th percentile of its peer group |
|---|---|---|
| Net worth ratio | 13.5% | around the 58th percentile of its peer group |
| Return on assets | 0.81% | around the 57th percentile of its peer group |
| Delinquency ratio | 1.47% | around the 86th percentile of its peer group |
| Cash / assets | 8.6% | around the 35th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Members Source Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Indiana — the comparison set a peer ratio is measured against.
- Family Horizons Credit Union
Indianapolis, IN
$93.8M · 8,972 members
- Independent Credit Union
Anderson, IN
$93.8M · 6,123 members
- Policemen's Credit Union
South Bend, IN
$94.9M · 4,753 members
- Afena Credit Union
Marion, IN
$96.2M · 9,103 members
- Evansville Credit Union
Evansville, IN
$90.8M · 5,807 members
- Firefighters Credit Union
Indianapolis, IN
$89.6M · 4,805 members
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