Clay Center, Kansas · Peer group 2
C & R Credit Union
C & R Credit Union holds $4.3M in assets across 665 members as of Q1 2026 — about $6K of assets per member, on a charter dating to 1962. Charter number 67783, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $4.3M |
|---|---|
| Total loans | $2.8M |
| Total shares (deposits) | $3.8M |
| Net worth | $521K |
| Members | 665 |
| Assets per member | $6K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 0.6% | |
|---|---|---|
| Loans | -2.3% | around the 61st percentile of its peer group |
| Deposits | 0.0% | around the 59th percentile of its peer group |
| Members | -3.1% | around the 35th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 75.1% | around the 68th percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.2% | around the 23rd percentile of its peer group |
| Return on assets | -0.43% | around the 20th percentile of its peer group |
| Delinquency ratio | 2.73% | around the 80th percentile of its peer group |
| Cash / assets | 28.1% | around the 82nd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is C & R Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Kansas — the comparison set a peer ratio is measured against.
- Hutchinson Postal & Community Credit Union
HUTCHINSON, KS
$5.0M · 685 members
- Morton Credit Union
South Hutchinso, KS
$5.3M · 789 members
- Ellis Credit Union
ELLIS, KS
$5.6M · 681 members
- Tri-County Credit Union
GRINNELL, KS
$5.8M · 477 members
- Central Kansas Education Credit Union
Salina, KS
$6.0M · 790 members
- Topeka Police Credit Union
TOPEKA, KS
$6.4M · 1,040 members
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