Garden City, Kansas · Peer group 3
Garden City Teachers Credit Union
Garden City Teachers Credit Union holds $16.2M in assets across 2,049 members as of Q1 2026 — about $8K of assets per member, on a charter dating to 1952. Charter number 7662, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $16.2M |
|---|---|
| Total loans | $8.9M |
| Total shares (deposits) | $14.9M |
| Net worth | $1.3M |
| Members | 2,049 |
| Assets per member | $8K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 7.5% | |
|---|---|---|
| Loans | 8.1% | around the 88th percentile of its peer group |
| Deposits | 9.0% | higher than 90% of its peer group |
| Members | 2.3% | around the 87th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 60.0% | around the 54th percentile of its peer group |
|---|---|---|
| Net worth ratio | 7.8% | lower than 96% of its peer group |
| Return on assets | 0.09% | around the 22nd percentile of its peer group |
| Delinquency ratio | 0.34% | around the 38th percentile of its peer group |
| Cash / assets | 12.8% | around the 59th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Garden City Teachers Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Kansas — the comparison set a peer ratio is measured against.
- K C K Firemen & Police Credit Union
KANSAS CITY, KS
$16.3M · 1,896 members
- Crossroads Credit Union
GOESSEL, KS
$12.3M · 1,053 members
- 1st Kansas Credit Union
Topeka, KS
$12.2M · 1,091 members
- Topeka Firemen's Credit Union
Topeka, KS
$11.5M · 897 members
- Hutchinson Government Employees Credit Union
Hutchinson, KS
$21.0M · 1,985 members
- Co-Operative Credit Union
COFFEYVILLE, KS
$21.4M · 2,794 members
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