Morehead, Kentucky · Peer group 4
Morehead Community Credit Union
Morehead Community Credit Union holds $64.0M in assets across 4,442 members as of Q1 2026 — about $14K of assets per member, on a charter dating to 1978. Charter number 23070, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $64.0M |
|---|---|
| Total loans | $28.0M |
| Total shares (deposits) | $55.3M |
| Net worth | $8.5M |
| Members | 4,442 |
| Assets per member | $14K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 9.3% | |
|---|---|---|
| Loans | 2.1% | around the 63rd percentile of its peer group |
| Deposits | 8.4% | higher than 90% of its peer group |
| Members | 2.7% | higher than 90% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 50.7% | around the 31st percentile of its peer group |
|---|---|---|
| Net worth ratio | 13.3% | around the 55th percentile of its peer group |
| Return on assets | 1.66% | around the 89th percentile of its peer group |
| Delinquency ratio | 0.33% | around the 32nd percentile of its peer group |
| Cash / assets | 6.7% | around the 23rd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Morehead Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Kentucky — the comparison set a peer ratio is measured against.
- Kemba Louisville Credit Union
Louisville, KY
$60.2M · 4,009 members
- Green River Area Credit Union
OWENSBORO, KY
$60.1M · 4,970 members
- Beacon Community Credit Union
Louisville, KY
$70.7M · 8,909 members
- Kue Credit Union
Lexington, KY
$55.6M · 2,760 members
- Daviess County Teachers Credit Union
Owensboro, KY
$75.4M · 5,432 members
- Metro Plus Credit Union
Lexington, KY
$51.9M · 4,685 members
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