Louisville, Kentucky · Peer group 6
Park Credit Union
Park Credit Union holds $1.45B in assets across 80,908 members as of Q1 2026 — about $18K of assets per member, on a charter dating to 1955. Charter number 24931, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.45B |
|---|---|
| Total loans | $1.06B |
| Total shares (deposits) | $1.17B |
| Net worth | $254.5M |
| Members | 80,908 |
| Assets per member | $18K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.8% | |
|---|---|---|
| Loans | 7.2% | around the 67th percentile of its peer group |
| Deposits | 4.8% | around the 54th percentile of its peer group |
| Members | 5.8% | higher than 90% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 90.2% | around the 69th percentile of its peer group |
|---|---|---|
| Net worth ratio | 17.6% | higher than 97% of its peer group |
| Return on assets | 0.54% | around the 38th percentile of its peer group |
| Delinquency ratio | 1.70% | higher than 96% of its peer group |
| Cash / assets | 7.9% | around the 44th percentile of its peer group |
| Borrowings / assets | 10.3% | higher than 93% of its peer group |
What this page does not show
Everything above is Park Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Kentucky — the comparison set a peer ratio is measured against.
- University of Kentucky Credit Union
Lexington, KY
$1.69B · 112,948 members
- Transcend Credit Union
Louisville, KY
$589.4M · 50,358 members
- Members Heritage Credit Union
Lexington, KY
$583.6M · 54,828 members
- Members Choice Credit Union
ASHLAND, KY
$425.8M · 23,216 members
- Ashland Credit Union
ASHLAND, KY
$412.5M · 46,592 members
- Signet Credit Union
Paducah, KY
$389.6M · 20,688 members
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