Saint Gabriel, Louisiana · Peer group 3
Bayou Community Credit Union
Bayou Community Credit Union holds $17.3M in assets across 1,568 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1957. Charter number 11782, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $17.3M |
|---|---|
| Total loans | $13.3M |
| Total shares (deposits) | $15.4M |
| Net worth | $1.7M |
| Members | 1,568 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -6.4% | |
|---|---|---|
| Loans | 12.2% | higher than 95% of its peer group |
| Deposits | -6.9% | lower than 92% of its peer group |
| Members | -7.5% | lower than 91% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 86.4% | higher than 91% of its peer group |
|---|---|---|
| Net worth ratio | 10.0% | around the 18th percentile of its peer group |
| Return on assets | 1.36% | around the 82nd percentile of its peer group |
| Delinquency ratio | 0.72% | around the 57th percentile of its peer group |
| Cash / assets | 4.5% | lower than 91% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Bayou Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Louisiana — the comparison set a peer ratio is measured against.
- Caddo Parish Teachers Credit Union
SHREVEPORT, LA
$17.1M · 3,434 members
- Fleur-De-Lis Credit Union
Metairie, LA
$17.1M · 1,499 members
- Calcasieu Parish Employees Credit Union
Lake Charles, LA
$18.5M · 2,031 members
- St. Bernard Parish School Board Emp Credit Union
CHALMETTE, LA
$15.7M · 3,108 members
- Barton Plant Employees Credit Union
Luling, LA
$15.7M · 1,481 members
- Tulane/Loyola Credit Union
New Orleans, LA
$15.1M · 3,175 members
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