Baton Rouge, Louisiana · Peer group 6
EFCU Financial Credit Union
EFCU Financial Credit Union holds $1.28B in assets across 72,182 members as of Q1 2026 — about $18K of assets per member, on a charter dating to 1934. Charter number 13, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.28B |
|---|---|
| Total loans | $1.12B |
| Total shares (deposits) | $1.12B |
| Net worth | $123.6M |
| Members | 72,182 |
| Assets per member | $18K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 6.1% | |
|---|---|---|
| Loans | 7.5% | around the 70th percentile of its peer group |
| Deposits | 6.5% | around the 69th percentile of its peer group |
| Members | 5.4% | around the 88th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 99.9% | higher than 92% of its peer group |
|---|---|---|
| Net worth ratio | 9.6% | around the 28th percentile of its peer group |
| Return on assets | 0.92% | around the 68th percentile of its peer group |
| Delinquency ratio | 0.33% | around the 20th percentile of its peer group |
| Cash / assets | 8.1% | around the 46th percentile of its peer group |
| Borrowings / assets | 3.8% | around the 69th percentile of its peer group |
What this page does not show
Everything above is EFCU Financial Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Louisiana — the comparison set a peer ratio is measured against.
- Onpath Credit Union
Metairie, LA
$1.26B · 92,011 members
- Neighbors Credit Union
BATON ROUGE, LA
$1.40B · 81,290 members
- Campus Credit Union
Baton Rouge, LA
$938.3M · 44,062 members
- Pelican Credit Union
Baton Rouge, LA
$827.2M · 88,080 members
- La Capitol Credit Union
Baton Rouge, LA
$799.7M · 51,987 members
- Carter Credit Union
SPRINGHILL, LA
$751.9M · 34,100 members
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