Westlake, Louisiana · Peer group 2
Old Spanish Trail Credit Union
Old Spanish Trail Credit Union holds $5.5M in assets across 884 members as of Q1 2026 — about $6K of assets per member, on a charter dating to 1941. Charter number 61963, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $5.5M |
|---|---|
| Total loans | $3.8M |
| Total shares (deposits) | $3.8M |
| Net worth | $1.7M |
| Members | 884 |
| Assets per member | $6K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -6.5% | |
|---|---|---|
| Loans | -14.5% | around the 22nd percentile of its peer group |
| Deposits | -9.1% | around the 13th percentile of its peer group |
| Members | -13.5% | lower than 97% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 100.7% | higher than 95% of its peer group |
|---|---|---|
| Net worth ratio | 30.3% | around the 89th percentile of its peer group |
| Return on assets | -0.06% | around the 29th percentile of its peer group |
| Delinquency ratio | 0.00% | around the 11th percentile of its peer group |
| Cash / assets | 13.1% | around the 43rd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Old Spanish Trail Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Louisiana — the comparison set a peer ratio is measured against.
- Louisiana Baptist Credit Union
alexandria, LA
$5.9M · 761 members
- Sabine School Employees Credit Union
MANY, LA
$5.1M · 643 members
- P.H.I. Credit Union
Lafayette, LA
$5.0M · 832 members
- Morgan City Credit Union
MORGAN CITY, LA
$4.9M · 860 members
- Orleans Parish Sheriff's Credit Union
New Orleans, LA
$4.9M · 886 members
- Rapides Credit Union
ALEXANDRIA, LA
$6.2M · 1,162 members
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