Baton Rouge, Louisiana · Peer group 3
Southern Teachers & Parents Credit Union
Southern Teachers & Parents Credit Union holds $29.6M in assets across 3,819 members as of Q1 2026 — about $8K of assets per member, on a charter dating to 1937. Charter number 2068, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $29.6M |
|---|---|
| Total loans | $13.9M |
| Total shares (deposits) | $26.8M |
| Net worth | $2.6M |
| Members | 3,819 |
| Assets per member | $8K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.5% | |
|---|---|---|
| Loans | -2.6% | around the 48th percentile of its peer group |
| Deposits | 1.5% | around the 52nd percentile of its peer group |
| Members | -11.7% | lower than 96% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 51.8% | around the 41st percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.6% | lower than 92% of its peer group |
| Return on assets | -0.04% | around the 17th percentile of its peer group |
| Delinquency ratio | 0.14% | around the 26th percentile of its peer group |
| Cash / assets | 13.8% | around the 63rd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Southern Teachers & Parents Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Louisiana — the comparison set a peer ratio is measured against.
- Engage Credit Union
NATCHITOCHES, LA
$29.2M · 4,236 members
- Cusa Credit Union
Covington, LA
$30.5M · 2,551 members
- Beauregard School Employees Credit Union
DERIDDER, LA
$30.6M · 2,137 members
- Tangipahoa Parish Teachers Credit Union
AMITE, LA
$32.1M · 2,768 members
- Alexandria Municipal Employees Credit Union
Alexandria, LA
$32.2M · 1,886 members
- Louisiana Catholic Credit Union
Shreveport, LA
$26.0M · 2,303 members
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