Danvers, Massachusetts · Peer group 2
Danvers Municipal Credit Union
Danvers Municipal Credit Union holds $8.1M in assets across 1,076 members as of Q1 2026 — about $8K of assets per member, on a charter dating to 1961. Charter number 14191, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $8.1M |
|---|---|
| Total loans | $4.1M |
| Total shares (deposits) | $4.9M |
| Net worth | $3.2M |
| Members | 1,076 |
| Assets per member | $8K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.3% | |
|---|---|---|
| Loans | -6.8% | around the 45th percentile of its peer group |
| Deposits | 0.4% | around the 62nd percentile of its peer group |
| Members | -0.1% | around the 66th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 82.6% | around the 79th percentile of its peer group |
|---|---|---|
| Net worth ratio | 38.9% | higher than 95% of its peer group |
| Return on assets | 1.55% | around the 86th percentile of its peer group |
| Delinquency ratio | 0.00% | around the 11th percentile of its peer group |
| Cash / assets | 36.7% | higher than 90% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Danvers Municipal Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Massachusetts — the comparison set a peer ratio is measured against.
- Somerville Mass Firefighters Credit Union
SOMERVILLE, MA
$7.6M · 285 members
- Lowell Municipal Employees Credit Union
Lowell, MA
$8.7M · 1,278 members
- Medford Municipal Employees Credit Union
MEDFORD, MA
$7.1M · 758 members
- Dedham Town Employees Credit Union
DEDHAM, MA
$9.3M · 1,063 members
- Arlington Municipal Credit Union
ARLINGTON, MA
$9.7M · 907 members
- Watertown Municipal Credit Union
WATERTOWN, MA
$9.9M · 661 members
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