Springfield, Massachusetts · Peer group 5
Greater Springfield Credit Union
Greater Springfield Credit Union holds $227.8M in assets across 10,953 members as of Q1 2026 — about $21K of assets per member, on a charter dating to 1927. Charter number 67902, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $227.8M |
|---|---|
| Total loans | $112.1M |
| Total shares (deposits) | $186.2M |
| Net worth | $44.5M |
| Members | 10,953 |
| Assets per member | $21K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -5.5% | |
|---|---|---|
| Loans | 3.4% | around the 55th percentile of its peer group |
| Deposits | -7.5% | lower than 98% of its peer group |
| Members | -1.5% | around the 35th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 60.2% | around the 27th percentile of its peer group |
|---|---|---|
| Net worth ratio | 19.5% | higher than 97% of its peer group |
| Return on assets | 1.91% | higher than 95% of its peer group |
| Delinquency ratio | 0.01% | lower than 99% of its peer group |
| Cash / assets | 7.2% | around the 26th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Greater Springfield Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Massachusetts — the comparison set a peer ratio is measured against.
- Luso Credit Union
Ludlow, MA
$241.8M · 7,926 members
- Southbridge Credit Union
Southbridge, MA
$242.3M · 11,310 members
- Shrewsbury Credit Union
SHREWSBURY, MA
$247.6M · 9,664 members
- Tremont Credit Union
Boston, MA
$258.7M · 12,744 members
- Somerset Credit Union
Somerset, MA
$261.9M · 11,688 members
- River Works Credit Union
Lynn, MA
$189.8M · 5,341 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Greater Springfield Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.