Somerville, Massachusetts · Peer group 2
Health Alliance Credit Union
Health Alliance Credit Union holds $6.1M in assets across 1,239 members as of Q1 2026 — about $5K of assets per member, on a charter dating to 1966. Charter number 17679, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $6.1M |
|---|---|
| Total loans | $4.0M |
| Total shares (deposits) | $5.1M |
| Net worth | $934K |
| Members | 1,239 |
| Assets per member | $5K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 0.3% | |
|---|---|---|
| Loans | -1.7% | around the 64th percentile of its peer group |
| Deposits | -2.1% | around the 48th percentile of its peer group |
| Members | 2.3% | around the 86th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 78.4% | around the 74th percentile of its peer group |
|---|---|---|
| Net worth ratio | 15.4% | around the 42nd percentile of its peer group |
| Return on assets | 2.01% | higher than 93% of its peer group |
| Delinquency ratio | 1.11% | around the 55th percentile of its peer group |
| Cash / assets | 5.0% | lower than 92% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Health Alliance Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Massachusetts — the comparison set a peer ratio is measured against.
- Norwood Town Employees Credit Union
Norwood, MA
$5.8M · 745 members
- Lynn Teachers Credit Union
LYNN, MA
$5.3M · 667 members
- Medford Municipal Employees Credit Union
MEDFORD, MA
$7.1M · 758 members
- Revere Firefighters Credit Union
Revere, MA
$4.9M · 232 members
- Middlesex-Essex Postal Employees Credit Union
NORTH READING, MA
$4.9M · 620 members
- Somerville Mass Firefighters Credit Union
SOMERVILLE, MA
$7.6M · 285 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Health Alliance Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.