Marblehead, Massachusetts · Peer group 3
Marblehead Municipal Credit Union
Marblehead Municipal Credit Union holds $12.9M in assets across 1,230 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1978. Charter number 23276, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $12.9M |
|---|---|
| Total loans | $8.3M |
| Total shares (deposits) | $10.8M |
| Net worth | $2.1M |
| Members | 1,230 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 6.8% | |
|---|---|---|
| Loans | -1.5% | around the 55th percentile of its peer group |
| Deposits | 7.4% | around the 86th percentile of its peer group |
| Members | 0.2% | around the 69th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 77.0% | around the 80th percentile of its peer group |
|---|---|---|
| Net worth ratio | 16.1% | around the 66th percentile of its peer group |
| Return on assets | 0.69% | around the 53rd percentile of its peer group |
| Delinquency ratio | 0.45% | around the 43rd percentile of its peer group |
| Cash / assets | 9.9% | around the 43rd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Marblehead Municipal Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Massachusetts — the comparison set a peer ratio is measured against.
- Lynn Police Credit Union
Lynn, MA
$11.6M · 1,022 members
- Cambridge Firefighters Credit Union
Cambridge, MA
$14.8M · 864 members
- Burlington Municipal Employees Credit Union
BURLINGTON, MA
$11.0M · 1,156 members
- Cambridge Municipal Employees Credit Union
Cambridge, MA
$10.4M · 1,292 members
- Morton Credit Union
taunton, MA
$10.1M · 891 members
- Watertown Municipal Credit Union
WATERTOWN, MA
$9.9M · 661 members
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