Lynn, Massachusetts · Peer group 3
Massachusetts Family Credit Union
Massachusetts Family Credit Union holds $29.2M in assets across 1,389 members as of Q1 2026 — about $21K of assets per member, on a charter dating to 1926. Charter number 24924, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $29.2M |
|---|---|
| Total loans | $23.1M |
| Total shares (deposits) | $21.6M |
| Net worth | $4.8M |
| Members | 1,389 |
| Assets per member | $21K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.3% | |
|---|---|---|
| Loans | -1.4% | around the 55th percentile of its peer group |
| Deposits | -3.9% | around the 19th percentile of its peer group |
| Members | -5.4% | around the 15th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 106.9% | higher than 99% of its peer group |
|---|---|---|
| Net worth ratio | 16.4% | around the 68th percentile of its peer group |
| Return on assets | 0.36% | around the 34th percentile of its peer group |
| Delinquency ratio | 0.01% | around the 11th percentile of its peer group |
| Cash / assets | 15.2% | around the 68th percentile of its peer group |
| Borrowings / assets | 8.6% | higher than 99% of its peer group |
What this page does not show
Everything above is Massachusetts Family Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Massachusetts — the comparison set a peer ratio is measured against.
- Leominster Employees Credit Union
LEOMINSTER, MA
$29.3M · 1,696 members
- Malden Credit Union
Malden, MA
$28.9M · 1,554 members
- Htm Credit Union
Haverhill, MA
$29.5M · 1,792 members
- Taupa Lithuanian Credit Union
South Boston, MA
$29.6M · 1,780 members
- Mycom Credit Union
Pittsfield, MA
$27.4M · 2,719 members
- Lowell Firefighters Credit Union
LOWELL, MA
$27.4M · 1,850 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Massachusetts Family Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.