Boston, Massachusetts · Peer group 1
M.O.S.E.S. Credit Union
M.O.S.E.S. Credit Union holds $1.5M in assets across 267 members as of Q1 2026 — about $6K of assets per member, on a charter dating to 1980. Charter number 23627, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.5M |
|---|---|
| Total loans | $411K |
| Total shares (deposits) | $1.2M |
| Net worth | $330K |
| Members | 267 |
| Assets per member | $6K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -11.5% | |
|---|---|---|
| Loans | -26.7% | around the 14th percentile of its peer group |
| Deposits | -14.6% | around the 12th percentile of its peer group |
| Members | -7.3% | around the 18th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 35.2% | around the 39th percentile of its peer group |
|---|---|---|
| Net worth ratio | 21.8% | around the 60th percentile of its peer group |
| Return on assets | -0.13% | around the 35th percentile of its peer group |
| Delinquency ratio | 0.00% | around the 20th percentile of its peer group |
| Cash / assets | 71.9% | higher than 90% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is M.O.S.E.S. Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Massachusetts — the comparison set a peer ratio is measured against.
- Manchester Credit Union
Manchester, MA
$1.3M · 296 members
- Messiah Baptist-Jubilee Credit Union
Brockton, MA
$1.1M · 229 members
- Symphony Credit Union
Boston, MA
$2.1M · 209 members
- North Adams M E Credit Union
North Adams, MA
$2.3M · 328 members
- Stoughton Town Employees Credit Union
Stoughton, MA
$2.4M · 478 members
- Boston Customs Credit Union
Boston, MA
$2.5M · 364 members
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