Sharon, Massachusetts · Peer group 6
Sharon & Crescent United Credit Union
Sharon & Crescent United Credit Union holds $1.41B in assets across 70,338 members as of Q1 2026 — about $20K of assets per member, on a charter dating to 1956. Charter number 67836, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.41B |
|---|---|
| Total loans | $954.0M |
| Total shares (deposits) | $1.08B |
| Net worth | $177.2M |
| Members | 70,338 |
| Assets per member | $20K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 9.0% | |
|---|---|---|
| Loans | 8.0% | around the 72nd percentile of its peer group |
| Deposits | 0.6% | around the 17th percentile of its peer group |
| Members | -3.6% | around the 12th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 88.5% | around the 63rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.6% | around the 77th percentile of its peer group |
| Return on assets | 0.95% | around the 71st percentile of its peer group |
| Delinquency ratio | 0.30% | around the 17th percentile of its peer group |
| Cash / assets | 6.3% | around the 30th percentile of its peer group |
| Borrowings / assets | 10.3% | higher than 93% of its peer group |
What this page does not show
Everything above is Sharon & Crescent United Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Massachusetts — the comparison set a peer ratio is measured against.
- St. Anne's Credit Union
Fall River, MA
$1.35B · 61,731 members
- Webster First Credit Union
Worcester, MA
$1.50B · 84,905 members
- Harvard Credit Union
Cambridge, MA
$1.25B · 58,845 members
- Greylock Credit Union
Pittsfield, MA
$1.71B · 106,155 members
- St. Mary's Credit Union
MARLBOROUGH, MA
$1.04B · 56,730 members
- Central One Credit Union
Shrewsbury, MA
$882.7M · 39,109 members
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