New Bedford, Massachusetts · Peer group 4
Southcoast Credit Union
Southcoast Credit Union holds $60.3M in assets across 4,315 members as of Q1 2026 — about $14K of assets per member, on a charter dating to 1976. Charter number 22426, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $60.3M |
|---|---|
| Total loans | $37.1M |
| Total shares (deposits) | $49.0M |
| Net worth | $7.3M |
| Members | 4,315 |
| Assets per member | $14K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.3% | |
|---|---|---|
| Loans | 3.4% | around the 72nd percentile of its peer group |
| Deposits | -0.1% | around the 35th percentile of its peer group |
| Members | -2.1% | around the 39th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 75.7% | around the 77th percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.0% | around the 42nd percentile of its peer group |
| Return on assets | 0.62% | around the 45th percentile of its peer group |
| Delinquency ratio | 0.42% | around the 39th percentile of its peer group |
| Cash / assets | 10.7% | around the 53rd percentile of its peer group |
| Borrowings / assets | 6.4% | higher than 99% of its peer group |
What this page does not show
Everything above is Southcoast Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Massachusetts — the comparison set a peer ratio is measured against.
- Cranberry Credit Union
West Wareham, MA
$62.7M · 3,447 members
- Notre Dame Community Credit Union
FALL RIVER, MA
$57.4M · 3,110 members
- Brookline Municipal Credit Union
BROOKLINE, MA
$51.0M · 2,484 members
- Somerville Municipal Credit Union
Somerville, MA
$50.8M · 2,200 members
- Stoneham Municipal Employees Credit Union
Stoneham, MA
$70.4M · 4,143 members
- Goldmark Credit Union
Attleboro, MA
$49.3M · 2,929 members
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