Fall River, Massachusetts · Peer group 5
St. Michaels Fall River Credit Union
St. Michaels Fall River Credit Union holds $123.6M in assets across 3,165 members as of Q1 2026 — about $39K of assets per member, on a charter dating to 1953. Charter number 8915, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $123.6M |
|---|---|
| Total loans | $104.2M |
| Total shares (deposits) | $112.4M |
| Net worth | $10.9M |
| Members | 3,165 |
| Assets per member | $39K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 1.9% | |
|---|---|---|
| Loans | 0.2% | around the 36th percentile of its peer group |
| Deposits | 3.4% | around the 53rd percentile of its peer group |
| Members | -0.2% | around the 50th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 92.7% | higher than 93% of its peer group |
|---|---|---|
| Net worth ratio | 8.8% | around the 11th percentile of its peer group |
| Return on assets | -0.06% | lower than 93% of its peer group |
| Delinquency ratio | 1.11% | around the 80th percentile of its peer group |
| Cash / assets | 10.4% | around the 51st percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is St. Michaels Fall River Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Massachusetts — the comparison set a peer ratio is measured against.
- Luso-American Credit Union
Peabody, MA
$122.8M · 9,326 members
- Brotherhood Credit Union
Lynn, MA
$125.6M · 5,177 members
- Nesc Credit Union
METHUEN, MA
$125.8M · 7,872 members
- Energy Credit Union
West Roxbury, MA
$129.1M · 5,616 members
- Worcester Credit Union
Worcester, MA
$107.1M · 6,355 members
- First Priority Credit Union
BOSTON, MA
$143.2M · 5,861 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for St. Michaels Fall River Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.