Rockville, Maryland · Peer group 3
Capital Area Realtors Credit Union
Capital Area Realtors Credit Union holds $16.1M in assets across 1,014 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1971. Charter number 20543, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $16.1M |
|---|---|
| Total loans | $10.2M |
| Total shares (deposits) | $13.8M |
| Net worth | $2.2M |
| Members | 1,014 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -32.6% | |
|---|---|---|
| Loans | -32.0% | lower than 100% of its peer group |
| Deposits | -36.4% | lower than 100% of its peer group |
| Members | -1.2% | around the 52nd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 74.3% | around the 76th percentile of its peer group |
|---|---|---|
| Net worth ratio | 13.9% | around the 52nd percentile of its peer group |
| Return on assets | 0.23% | around the 28th percentile of its peer group |
| Delinquency ratio | 3.57% | higher than 94% of its peer group |
| Cash / assets | 34.8% | higher than 97% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Capital Area Realtors Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Maryland — the comparison set a peer ratio is measured against.
- Mncppc Credit Union
College Park, MD
$16.6M · 1,696 members
- Hema Credit Union
SILVER SPRING, MD
$16.8M · 1,787 members
- Capital Area Taiwanese Credit Union
Rockville, MD
$13.1M · 507 members
- Thiokol Elkton Credit Union
Elkton, MD
$24.1M · 1,661 members
- Bee Credit Union
SALISBURY, MD
$7.8M · 996 members
- Howard County Education Credit Union
Ellicott City, MD
$25.2M · 3,906 members
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