Linthicum, Maryland · Peer group 2
Masters, Mates & Pilots (mm&p) Credit Union
Masters, Mates & Pilots (mm&p) Credit Union holds $3.8M in assets across 624 members as of Q1 2026 — about $6K of assets per member, on a charter dating to 1958. Charter number 12440, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $3.8M |
|---|---|
| Total loans | $1.3M |
| Total shares (deposits) | $3.4M |
| Net worth | $404K |
| Members | 624 |
| Assets per member | $6K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -9.5% | |
|---|---|---|
| Loans | -13.7% | around the 23rd percentile of its peer group |
| Deposits | -11.3% | lower than 91% of its peer group |
| Members | 4.0% | higher than 91% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 39.7% | around the 24th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.1% | around the 18th percentile of its peer group |
| Return on assets | 1.04% | around the 75th percentile of its peer group |
| Delinquency ratio | 0.05% | around the 25th percentile of its peer group |
| Cash / assets | 16.0% | around the 53rd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Masters, Mates & Pilots (mm&p) Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Maryland — the comparison set a peer ratio is measured against.
- Mvp Postal and Printing Credit Union
GAITHERSBURG, MD
$3.7M · 464 members
- 1897 Credit Union
Salisbury, MD
$3.6M · 779 members
- Choptank Electric Coop Employ Credit Union
Denton, MD
$2.7M · 277 members
- Korean Catholic Credit Union
Olney, MD
$1.9M · 299 members
- Local 355 Md Credit Union
BALTIMORE, MD
$5.8M · 1,417 members
- Mt. Jezreel Credit Union
Silver Spring, MD
$211K · 178 members
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