Lansing, Michigan · Peer group 3
Auto-Owners Associates Credit Union
Auto-Owners Associates Credit Union holds $43.4M in assets across 2,547 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1948. Charter number 62543, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $43.4M |
|---|---|
| Total loans | $7.0M |
| Total shares (deposits) | $35.3M |
| Net worth | $8.0M |
| Members | 2,547 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.5% | |
|---|---|---|
| Loans | -7.0% | around the 28th percentile of its peer group |
| Deposits | 2.7% | around the 61st percentile of its peer group |
| Members | -0.9% | around the 56th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 19.7% | lower than 97% of its peer group |
|---|---|---|
| Net worth ratio | 18.4% | around the 79th percentile of its peer group |
| Return on assets | 1.88% | higher than 93% of its peer group |
| Delinquency ratio | 0.07% | around the 17th percentile of its peer group |
| Cash / assets | 16.9% | around the 75th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Auto-Owners Associates Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Michigan — the comparison set a peer ratio is measured against.
- Manistique Credit Union
MANISTIQUE, MI
$43.4M · 3,057 members
- Port City Credit Union
MUSKEGON, MI
$42.8M · 2,664 members
- Lakeshore Credit Union
Muskegon, MI
$45.9M · 2,628 members
- Chiropractic Credit Union
FARMINGTON, MI
$40.8M · 2,594 members
- Grand Trunk Battle Creek Emp Credit Union
BATTLE CREEK, MI
$39.5M · 2,492 members
- Detour Drummond Community Credit Union
DRUMMOND ISLAND, MI
$39.0M · 2,007 members
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