Buchanan, Michigan · Peer group 4
Country Heritage Credit Union
Country Heritage Credit Union holds $52.0M in assets across 1,209 members as of Q1 2026 — about $43K of assets per member, on a charter dating to 1932. Charter number 62079, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $52.0M |
|---|---|
| Total loans | $38.5M |
| Total shares (deposits) | $40.6M |
| Net worth | $11.3M |
| Members | 1,209 |
| Assets per member | $43K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -3.6% | |
|---|---|---|
| Loans | 6.0% | around the 83rd percentile of its peer group |
| Deposits | -6.0% | lower than 95% of its peer group |
| Members | -1.9% | around the 42nd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 94.9% | higher than 97% of its peer group |
|---|---|---|
| Net worth ratio | 21.8% | higher than 95% of its peer group |
| Return on assets | 1.11% | around the 71st percentile of its peer group |
| Delinquency ratio | 0.45% | around the 40th percentile of its peer group |
| Cash / assets | 5.2% | around the 13th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Country Heritage Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Michigan — the comparison set a peer ratio is measured against.
- Gr Consumers Credit Union
Wyoming, MI
$52.0M · 2,827 members
- Aeroquip Credit Union
JACKSON, MI
$52.3M · 3,954 members
- Southeast Michigan State Employees Credit Union
West Bloomfield, MI
$51.5M · 3,124 members
- Tri-Cities Credit Union
Grand Haven, MI
$51.3M · 3,597 members
- Lakeshore Credit Union
Muskegon, MI
$45.9M · 2,628 members
- Great Lakes Credit Union
Bay City, MI
$60.1M · 4,437 members
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