Manistee, Michigan · Peer group 5
Filer Credit Union
Filer Credit Union holds $258.5M in assets across 13,252 members as of Q1 2026 — about $20K of assets per member, on a charter dating to 1951. Charter number 62010, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $258.5M |
|---|---|
| Total loans | $150.2M |
| Total shares (deposits) | $228.7M |
| Net worth | $32.8M |
| Members | 13,252 |
| Assets per member | $20K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 7.4% | |
|---|---|---|
| Loans | 8.0% | around the 77th percentile of its peer group |
| Deposits | 6.2% | around the 75th percentile of its peer group |
| Members | 3.0% | around the 83rd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 65.7% | around the 37th percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.7% | around the 65th percentile of its peer group |
| Return on assets | 1.28% | around the 83rd percentile of its peer group |
| Delinquency ratio | 0.57% | around the 47th percentile of its peer group |
| Cash / assets | 7.2% | around the 26th percentile of its peer group |
| Borrowings / assets | 0.1% | around the 80th percentile of its peer group |
What this page does not show
Everything above is Filer Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Michigan — the comparison set a peer ratio is measured against.
- Gerber Credit Union
Fremont, MI
$257.8M · 16,105 members
- Chief Financial Credit Union
Rochester Hills, MI
$255.5M · 20,984 members
- Community West Credit Union
Kentwood, MI
$255.4M · 17,796 members
- St. Francis X Credit Union
Petoskey, MI
$263.4M · 10,013 members
- Advantage One Credit Union
Brownstown, MI
$266.0M · 17,805 members
- North Central Area Credit Union
Houghton Lake, MI
$269.4M · 20,236 members
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