Brighton, Michigan · Peer group 6
Lake Trust Credit Union
Lake Trust Credit Union holds $2.87B in assets across 180,917 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1944. Charter number 62047, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $2.87B |
|---|---|
| Total loans | $2.14B |
| Total shares (deposits) | $2.54B |
| Net worth | $306.4M |
| Members | 180,917 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 7.1% | |
|---|---|---|
| Loans | 7.0% | around the 66th percentile of its peer group |
| Deposits | 7.0% | around the 73rd percentile of its peer group |
| Members | -0.4% | around the 30th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 84.0% | around the 48th percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.7% | around the 51st percentile of its peer group |
| Return on assets | 0.54% | around the 37th percentile of its peer group |
| Delinquency ratio | 1.02% | around the 79th percentile of its peer group |
| Cash / assets | 8.0% | around the 45th percentile of its peer group |
| Borrowings / assets | 1.6% | around the 51st percentile of its peer group |
What this page does not show
Everything above is Lake Trust Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Michigan — the comparison set a peer ratio is measured against.
- Consumers Credit Union
Oshtemo, MI
$2.86B · 153,309 members
- DOW Credit Union
Midland, MI
$2.61B · 83,834 members
- Elga Credit Union
Grand Blanc, MI
$2.47B · 117,117 members
- Dort Financial Credit Union
GRAND BLANC, MI
$2.46B · 121,009 members
- Community Choice Credit Union
Farmington Hill, MI
$2.07B · 115,119 members
- Honor Credit Union
BERRIEN SPRINGS, MI
$1.86B · 105,279 members
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