Adrian, Michigan · Peer group 5
Lenco Credit Union
Lenco Credit Union holds $143.6M in assets across 7,565 members as of Q1 2026 — about $19K of assets per member, on a charter dating to 1970. Charter number 60991, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $143.6M |
|---|---|
| Total loans | $78.3M |
| Total shares (deposits) | $125.3M |
| Net worth | $17.2M |
| Members | 7,565 |
| Assets per member | $19K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 5.7% | |
|---|---|---|
| Loans | 2.9% | around the 52nd percentile of its peer group |
| Deposits | 5.1% | around the 66th percentile of its peer group |
| Members | 0.1% | around the 55th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 62.5% | around the 31st percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.0% | around the 57th percentile of its peer group |
| Return on assets | 1.08% | around the 74th percentile of its peer group |
| Delinquency ratio | 0.16% | lower than 90% of its peer group |
| Cash / assets | 5.4% | around the 14th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Lenco Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Michigan — the comparison set a peer ratio is measured against.
- Financialedge Credit Union
Bay City, MI
$144.8M · 8,792 members
- Community First Credit Union
LAKEVIEW, MI
$146.9M · 13,807 members
- Ukrainian Selfreliance Michigan Credit Union
Warren, MI
$140.1M · 4,411 members
- Consumers Professional Credit Union
LANSING, MI
$148.0M · 7,116 members
- Breakwater Credit Union
HOUGHTON, MI
$138.4M · 10,390 members
- Walled Lake Schools Credit Union
Wolverine Lake, MI
$137.5M · 5,048 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Lenco Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.