Auburn Hills, Michigan · Peer group 5
Michigan United Credit Union
Michigan United Credit Union holds $346.4M in assets across 24,056 members as of Q1 2026 — about $14K of assets per member, on a charter dating to 1931. Charter number 61698, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $346.4M |
|---|---|
| Total loans | $223.6M |
| Total shares (deposits) | $302.4M |
| Net worth | $41.3M |
| Members | 24,056 |
| Assets per member | $14K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.3% | |
|---|---|---|
| Loans | 9.4% | around the 82nd percentile of its peer group |
| Deposits | 1.7% | around the 35th percentile of its peer group |
| Members | 1.3% | around the 68th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 73.9% | around the 54th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.9% | around the 56th percentile of its peer group |
| Return on assets | 0.36% | around the 27th percentile of its peer group |
| Delinquency ratio | 0.09% | lower than 94% of its peer group |
| Cash / assets | 7.1% | around the 25th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Michigan United Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Michigan — the comparison set a peer ratio is measured against.
- Extra Credit Union
WARREN, MI
$344.4M · 19,006 members
- United Financial Credit Union
Saginaw, MI
$350.3M · 21,710 members
- Freestar Financial Credit Union
Mount Clemens, MI
$351.3M · 22,081 members
- Peninsula Credit Union
Escanaba, MI
$358.8M · 17,793 members
- Soo Co-Op Credit Union
Sault Sainte Ma, MI
$324.8M · 24,668 members
- Marshall Community Credit Union
Marshall, MI
$369.6M · 16,373 members
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