Detroit, Michigan · Peer group 4
One Detroit Credit Union
One Detroit Credit Union holds $65.0M in assets across 12,460 members as of Q1 2026 — about $5K of assets per member, on a charter dating to 1935. Charter number 61495, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $65.0M |
|---|---|
| Total loans | $35.9M |
| Total shares (deposits) | $49.1M |
| Net worth | $14.1M |
| Members | 12,460 |
| Assets per member | $5K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -1.4% | |
|---|---|---|
| Loans | 1.2% | around the 58th percentile of its peer group |
| Deposits | -0.2% | around the 34th percentile of its peer group |
| Members | 2.2% | around the 86th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 73.1% | around the 73rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 21.7% | higher than 94% of its peer group |
| Return on assets | -1.46% | lower than 98% of its peer group |
| Delinquency ratio | 1.94% | higher than 93% of its peer group |
| Cash / assets | 15.8% | around the 78th percentile of its peer group |
| Borrowings / assets | 1.4% | higher than 97% of its peer group |
What this page does not show
Everything above is One Detroit Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Michigan — the comparison set a peer ratio is measured against.
- A.B.D. Credit Union
WARREN, MI
$66.7M · 6,115 members
- Tahquamenon Area Credit Union
Newberry, MI
$67.6M · 4,595 members
- Baraga County Credit Union
LANSE, MI
$62.4M · 4,817 members
- Lincoln Park Community Credit Union
Lincoln Park, MI
$62.2M · 3,052 members
- Community Focus Credit Union
Brownstown, MI
$68.9M · 4,726 members
- Gratiot Community Credit Union
Alma, MI
$60.5M · 6,681 members
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