Auburn Hills, Michigan · Peer group 5
Parda Credit Union
Parda Credit Union holds $216.8M in assets across 14,763 members as of Q1 2026 — about $15K of assets per member, on a charter dating to 1974. Charter number 21686, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $216.8M |
|---|---|
| Total loans | $114.0M |
| Total shares (deposits) | $189.4M |
| Net worth | $29.5M |
| Members | 14,763 |
| Assets per member | $15K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 0.1% | |
|---|---|---|
| Loans | 4.2% | around the 60th percentile of its peer group |
| Deposits | -0.7% | around the 18th percentile of its peer group |
| Members | -3.5% | around the 18th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 60.2% | around the 27th percentile of its peer group |
|---|---|---|
| Net worth ratio | 13.6% | around the 76th percentile of its peer group |
| Return on assets | 0.17% | around the 15th percentile of its peer group |
| Delinquency ratio | 0.43% | around the 35th percentile of its peer group |
| Cash / assets | 10.8% | around the 55th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Parda Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Michigan — the comparison set a peer ratio is measured against.
- U.P. State Credit Union
Escanaba, MI
$211.8M · 14,213 members
- Aac Credit Union
Grand Rapids, MI
$211.2M · 14,809 members
- Isabella Community Credit Union
MT Pleasant, MI
$222.6M · 13,540 members
- Michigan Legacy Credit Union
Wyandotte, MI
$223.6M · 18,249 members
- Trunorth Credit Union
Ishpeming, MI
$203.4M · 15,474 members
- Awakon Credit Union
ONAWAY, MI
$201.9M · 14,830 members
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