Bruce Crossing, Michigan · Peer group 3
Settlers Credit Union
Settlers Credit Union holds $37.3M in assets across 3,965 members as of Q1 2026 — about $9K of assets per member, on a charter dating to 1932. Charter number 24793, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $37.3M |
|---|---|
| Total loans | $19.0M |
| Total shares (deposits) | $29.9M |
| Net worth | $7.3M |
| Members | 3,965 |
| Assets per member | $9K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 5.8% | |
|---|---|---|
| Loans | 7.1% | around the 87th percentile of its peer group |
| Deposits | 4.5% | around the 73rd percentile of its peer group |
| Members | 2.3% | around the 87th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 63.5% | around the 60th percentile of its peer group |
|---|---|---|
| Net worth ratio | 19.5% | around the 83rd percentile of its peer group |
| Return on assets | 3.55% | higher than 99% of its peer group |
| Delinquency ratio | 0.59% | around the 50th percentile of its peer group |
| Cash / assets | 12.0% | around the 55th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Settlers Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Michigan — the comparison set a peer ratio is measured against.
- Graco Credit Union
Alma, MI
$37.6M · 3,377 members
- Gogebic County Credit Union
BESSEMER, MI
$38.7M · 3,746 members
- Detour Drummond Community Credit Union
DRUMMOND ISLAND, MI
$39.0M · 2,007 members
- Alpena Community Credit Union
Alpena, MI
$35.5M · 2,254 members
- Grand Trunk Battle Creek Emp Credit Union
BATTLE CREEK, MI
$39.5M · 2,492 members
- Chiropractic Credit Union
FARMINGTON, MI
$40.8M · 2,594 members
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