Taylor, Michigan · Peer group 3
United Churches Credit Union
United Churches Credit Union holds $21.9M in assets across 1,148 members as of Q1 2026 — about $19K of assets per member, on a charter dating to 1957. Charter number 62144, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $21.9M |
|---|---|
| Total loans | $4.9M |
| Total shares (deposits) | $19.6M |
| Net worth | $2.2M |
| Members | 1,148 |
| Assets per member | $19K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.3% | |
|---|---|---|
| Loans | -5.4% | around the 34th percentile of its peer group |
| Deposits | -1.7% | around the 31st percentile of its peer group |
| Members | -5.6% | around the 14th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 25.2% | lower than 95% of its peer group |
|---|---|---|
| Net worth ratio | 10.0% | around the 19th percentile of its peer group |
| Return on assets | 0.68% | around the 51st percentile of its peer group |
| Delinquency ratio | 0.48% | around the 45th percentile of its peer group |
| Cash / assets | 13.8% | around the 62nd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is United Churches Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Michigan — the comparison set a peer ratio is measured against.
- Tandem Credit Union
Warren, MI
$22.3M · 2,210 members
- International UAW Credit Union
DETROIT, MI
$21.1M · 1,736 members
- Electrical Workers Local 58 Credit Union
DETROIT, MI
$20.9M · 1,840 members
- Warren Municipal Credit Union
Warren, MI
$20.8M · 1,306 members
- Blue Water Credit Union
PORT HURON, MI
$19.9M · 1,214 members
- Northwest Consumers Credit Union
TRAVERSE CITY, MI
$25.9M · 2,297 members
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