Ann Arbor, Michigan · Peer group 6
University of Michigan Credit Union
University of Michigan Credit Union holds $1.45B in assets across 122,745 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1954. Charter number 61552, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.45B |
|---|---|
| Total loans | $1.12B |
| Total shares (deposits) | $1.12B |
| Net worth | $154.9M |
| Members | 122,745 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.5% | |
|---|---|---|
| Loans | 7.7% | around the 71st percentile of its peer group |
| Deposits | 5.1% | around the 58th percentile of its peer group |
| Members | 1.9% | around the 54th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 99.7% | higher than 91% of its peer group |
|---|---|---|
| Net worth ratio | 10.7% | around the 52nd percentile of its peer group |
| Return on assets | 0.40% | around the 23rd percentile of its peer group |
| Delinquency ratio | 0.74% | around the 63rd percentile of its peer group |
| Cash / assets | 12.4% | around the 80th percentile of its peer group |
| Borrowings / assets | 10.6% | higher than 93% of its peer group |
What this page does not show
Everything above is University of Michigan Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Michigan — the comparison set a peer ratio is measured against.
- Community Financial Credit Union
PLYMOUTH, MI
$1.48B · 86,442 members
- Michigan First Credit Union
Lathrup Village, MI
$1.50B · 162,645 members
- Frankenmuth Credit Union
Frankenmuth, MI
$1.57B · 78,016 members
- Vibe Credit Union
Novi, MI
$1.57B · 74,399 members
- Financial Plus Credit Union
Flint, MI
$1.64B · 80,867 members
- Wildfire Credit Union
Saginaw, MI
$1.19B · 50,257 members
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