Duluth, Minnesota · Peer group 2
Duluth Fire Department Credit Union
Duluth Fire Department Credit Union holds $7.7M in assets across 367 members as of Q1 2026 — about $21K of assets per member, on a charter dating to 1937. Charter number 60750, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $7.7M |
|---|---|
| Total loans | $2.6M |
| Total shares (deposits) | $6.3M |
| Net worth | $1.4M |
| Members | 367 |
| Assets per member | $21K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 12.0% | |
|---|---|---|
| Loans | -8.8% | around the 38th percentile of its peer group |
| Deposits | 14.1% | higher than 96% of its peer group |
| Members | 2.2% | around the 85th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 41.2% | around the 25th percentile of its peer group |
|---|---|---|
| Net worth ratio | 17.7% | around the 53rd percentile of its peer group |
| Return on assets | 1.93% | higher than 92% of its peer group |
| Delinquency ratio | 0.34% | around the 36th percentile of its peer group |
| Cash / assets | 24.6% | around the 76th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Duluth Fire Department Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Minnesota — the comparison set a peer ratio is measured against.
- Riverview Credit Union
SOUTH SAINT PAU, MN
$7.8M · 440 members
- Duluth Police Department Employees Credit Union
DULUTH, MN
$8.0M · 693 members
- Red Lake Co Op Credit Union
Red Lake Falls, MN
$7.0M · 1,439 members
- Electric Machinery Employees Credit Union
MINNEAPOLIS, MN
$8.6M · 748 members
- Mower County Catholic Parishes Credit Union
Austin, MN
$6.7M · 1,020 members
- First Pace Credit Union
West St Paul, MN
$8.8M · 885 members
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