Owatonna, Minnesota · Peer group 4
Federated Employees Credit Union
Federated Employees Credit Union holds $66.4M in assets across 4,931 members as of Q1 2026 — about $13K of assets per member, on a charter dating to 1934. Charter number 64703, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $66.4M |
|---|---|
| Total loans | $36.5M |
| Total shares (deposits) | $57.6M |
| Net worth | $8.7M |
| Members | 4,931 |
| Assets per member | $13K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 6.2% | |
|---|---|---|
| Loans | 5.1% | around the 79th percentile of its peer group |
| Deposits | 6.2% | around the 81st percentile of its peer group |
| Members | 2.5% | around the 89th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 63.4% | around the 54th percentile of its peer group |
|---|---|---|
| Net worth ratio | 13.0% | around the 52nd percentile of its peer group |
| Return on assets | 0.71% | around the 52nd percentile of its peer group |
| Delinquency ratio | 0.12% | around the 14th percentile of its peer group |
| Cash / assets | 7.3% | around the 28th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Federated Employees Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Minnesota — the comparison set a peer ratio is measured against.
- Embarrass Vermillion Credit Union
Aurora, MN
$66.3M · 4,836 members
- United Employees Credit Union
ALBERT LEA, MN
$67.3M · 3,973 members
- Share Advantage Credit Union
Duluth, MN
$58.5M · 3,427 members
- Ely Area Credit Union
ELY, MN
$75.2M · 4,523 members
- Pipefitters-Steamfitters Credit Union
Woodbury, MN
$51.6M · 3,768 members
- North Memorial Credit Union
ROBBINSDALE, MN
$50.9M · 4,527 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Federated Employees Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.