Worthington, Minnesota · Peer group 5
Leading Edge Credit Union
Leading Edge Credit Union holds $146.0M in assets across 12,087 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1986. Charter number 66867, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $146.0M |
|---|---|
| Total loans | $106.3M |
| Total shares (deposits) | $131.7M |
| Net worth | $12.7M |
| Members | 12,087 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -2.9% | |
|---|---|---|
| Loans | 3.8% | around the 57th percentile of its peer group |
| Deposits | 1.2% | around the 32nd percentile of its peer group |
| Members | 6.0% | higher than 95% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 80.7% | around the 70th percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.7% | lower than 90% of its peer group |
| Return on assets | 0.15% | around the 14th percentile of its peer group |
| Delinquency ratio | 0.85% | around the 68th percentile of its peer group |
| Cash / assets | 14.4% | around the 77th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Leading Edge Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Minnesota — the comparison set a peer ratio is measured against.
- Harbor Pointe Credit Union
DULUTH, MN
$157.5M · 8,002 members
- Northern Communities Credit Union
DULUTH, MN
$126.8M · 6,869 members
- Brainerd B. N. Credit Union
Brainerd, MN
$124.4M · 6,689 members
- Crow Wing Power Credit Union
Brainerd, MN
$123.2M · 4,569 members
- Minnesota Power Employees Credit Union
DULUTH, MN
$170.3M · 4,170 members
- Two Harbors Credit Union
TWO HARBORS, MN
$120.9M · 4,276 members
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