Saint Paul, Minnesota · Peer group 3
Metropolitan Services Credit Union
Metropolitan Services Credit Union holds $12.2M in assets across 947 members as of Q1 2026 — about $13K of assets per member, on a charter dating to 1939. Charter number 64999, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $12.2M |
|---|---|
| Total loans | $6.9M |
| Total shares (deposits) | $11.3M |
| Net worth | $1.2M |
| Members | 947 |
| Assets per member | $13K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -2.9% | |
|---|---|---|
| Loans | 14.1% | higher than 96% of its peer group |
| Deposits | -4.3% | around the 17th percentile of its peer group |
| Members | 7.7% | higher than 97% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 61.3% | around the 57th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.9% | around the 17th percentile of its peer group |
| Return on assets | -0.09% | around the 15th percentile of its peer group |
| Delinquency ratio | 0.00% | lower than 95% of its peer group |
| Cash / assets | 11.6% | around the 52nd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Metropolitan Services Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Minnesota — the comparison set a peer ratio is measured against.
- Austin City Employees Credit Union
Austin, MN
$11.5M · 777 members
- Mower County Employees Credit Union
Austin, MN
$13.9M · 827 members
- Teamsters Credit Union
Blaine, MN
$13.9M · 1,812 members
- Alexandria Schools Employees Credit Union
Alexandria, MN
$9.3M · 1,097 members
- First Pace Credit Union
West St Paul, MN
$8.8M · 885 members
- Electric Machinery Employees Credit Union
MINNEAPOLIS, MN
$8.6M · 748 members
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