Cambridge, Minnesota · Peer group 6
Minnco Credit Union
Minnco Credit Union holds $612.4M in assets across 37,039 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1935. Charter number 63639, in the $500M-$1B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $612.4M |
|---|---|
| Total loans | $350.7M |
| Total shares (deposits) | $535.0M |
| Net worth | $58.3M |
| Members | 37,039 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 7.2% | |
|---|---|---|
| Loans | 2.5% | around the 37th percentile of its peer group |
| Deposits | 4.2% | around the 48th percentile of its peer group |
| Members | 1.5% | around the 50th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 65.6% | around the 13th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.5% | around the 25th percentile of its peer group |
| Return on assets | 0.57% | around the 40th percentile of its peer group |
| Delinquency ratio | 0.54% | around the 43rd percentile of its peer group |
| Cash / assets | 7.2% | around the 37th percentile of its peer group |
| Borrowings / assets | 4.1% | around the 70th percentile of its peer group |
What this page does not show
Everything above is Minnco Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Minnesota — the comparison set a peer ratio is measured against.
- Southpoint Financial Credit Union
SLEEPY EYE, MN
$620.0M · 34,392 members
- St. Cloud Financial Credit Union
Sartell, MN
$439.7M · 28,213 members
- Co-Op Credit Union of Montevideo
Montevideo, MN
$423.8M · 17,910 members
- Mid Minnesota Credit Union
Baxter, MN
$833.9M · 67,210 members
- TruStar Credit Union
INTERNATIONAL F, MN
$374.2M · 19,213 members
- My Credit Union
BLOOMINGTON, MN
$371.3M · 22,316 members
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