Virginia, Minnesota · Peer group 5
Northridge Community Credit Union
Northridge Community Credit Union holds $109.6M in assets across 7,962 members as of Q1 2026 — about $14K of assets per member, on a charter dating to 1957. Charter number 61257, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $109.6M |
|---|---|
| Total loans | $88.5M |
| Total shares (deposits) | $91.3M |
| Net worth | $17.2M |
| Members | 7,962 |
| Assets per member | $14K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -1.7% | |
|---|---|---|
| Loans | 2.7% | around the 50th percentile of its peer group |
| Deposits | -5.1% | lower than 97% of its peer group |
| Members | 4.4% | higher than 90% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 96.9% | higher than 97% of its peer group |
|---|---|---|
| Net worth ratio | 15.7% | around the 88th percentile of its peer group |
| Return on assets | 2.54% | higher than 99% of its peer group |
| Delinquency ratio | 3.06% | higher than 98% of its peer group |
| Cash / assets | 9.1% | around the 40th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Northridge Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Minnesota — the comparison set a peer ratio is measured against.
- Hibbing Cooperative Credit Union
Hibbing, MN
$110.8M · 8,057 members
- North Star Credit Union
COOK, MN
$112.7M · 6,076 members
- Two Harbors Credit Union
TWO HARBORS, MN
$120.9M · 4,276 members
- Crow Wing Power Credit Union
Brainerd, MN
$123.2M · 4,569 members
- Brainerd B. N. Credit Union
Brainerd, MN
$124.4M · 6,689 members
- Northern Communities Credit Union
DULUTH, MN
$126.8M · 6,869 members
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