Hopkins, Minnesota · Peer group 3
West Metro Schools Credit Union
West Metro Schools Credit Union holds $43.1M in assets across 2,592 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1954. Charter number 62726, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $43.1M |
|---|---|
| Total loans | $20.2M |
| Total shares (deposits) | $35.2M |
| Net worth | $7.7M |
| Members | 2,592 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 1.3% | |
|---|---|---|
| Loans | -5.7% | around the 32nd percentile of its peer group |
| Deposits | 0.9% | around the 48th percentile of its peer group |
| Members | -1.6% | around the 47th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 57.4% | around the 50th percentile of its peer group |
|---|---|---|
| Net worth ratio | 17.8% | around the 75th percentile of its peer group |
| Return on assets | 0.67% | around the 51st percentile of its peer group |
| Delinquency ratio | 2.78% | higher than 92% of its peer group |
| Cash / assets | 3.8% | lower than 93% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is West Metro Schools Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Minnesota — the comparison set a peer ratio is measured against.
- Carpenters Credit Union
Saint Paul, MN
$43.9M · 15,373 members
- Toro Employees Credit Union
Bloomington, MN
$42.0M · 2,905 members
- Virginia Coop Credit Union
Virginia, MN
$44.7M · 2,784 members
- Wakota Credit Union
South St Paul, MN
$46.0M · 3,725 members
- Minnesota Catholic Credit Union
Little Canada, MN
$38.1M · 3,061 members
- Nsp Credit Union
Maplewood, MN
$36.2M · 2,699 members
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